Here are the top 5 reasons to get your mortgage before looking at homes:

1. You will know how much you can spend, how much you will need and that you ARE getting the loan. Most important, you will be able to make the best decision regarding the rate/cost combination of your mortgage, and won’t be rushed into whatever you can get, because you failed to take this step before you wrote an offer.
2. You will know what to expect, how much money you will need, and when you will need it. No Surprises, and we guarantee it!
3. You will know how to protect yourself when picking the people that will help you though the process, the Realtor, the Home Inspector, the Insurance company, we tell you what to do, and what to look out for so you will be treated like the customer, because after all, you are the customer. We all work for you!
4. You will be able to negotiate from a stronger position, because you will not have any financing contingencies when you make the offer, making the seller more motivated to accept your offer.
5. You will eliminate the stress associated with the so called lenders that wait until the last few days to underwrite your loan, we underwrite you first, so we eliminate that stress for you.

You’ve probably heard home-buying horror stories. Most of them are real, because our industry is famous for lousy service and closings that would make the average homebuyer cringe. By focusing on getting approved for a mortgage first, you will become an educated homebuyer, and your dream won’t turn into a nightmare.